James Kerr President/CEO of SuperGeeks, a Hawaii-based computer service and repair company (www.supergeeks.net). Send questions, comments, and suggestions to help@supergeeks.net or call 808.942.0773
Q: Another year, another set of resolutions. Just when we are getting around to last year's resolutions, it's time to make a new set of self-promises and ever-so-tangible goals.
Madness, of course, is expecting a different set of results without changing anything in between. The bottom line is: we can't achieve an unrealized goal without being willing to change the way we get there. It seems everything ultimately boils down to habits. We are who we are because we are who we are.
So how can we leverage technology to accomplish the habit changing needed for successful resolution setting?
A: Find money to help fund your goals. Hop online and check whether the state owes you any money. Yes, the odds are slim, but there may be a check out there waiting for you from a utility company that didn’t have a forwarding address for your returned deposit, or maybe there’s a small but forgotten bank account out there with your name on it. Go to this site: http://pahoehoe.ehawaii.gov/lilo/app to find out.
Save time by securing important information. Back up your cell phone directory in case you lose your cell phone. Most cell phone companies offer a monthly backup service for a few extra dollars per month. Such services typically include a Web site where you can input and manage numbers without having to enter them into your cell phone. You may want to also take a look at these products: www.sparktech.com, www.backup-pal.com, and www.susteen.com.
Ensure your borrowing potential is sound. Concerned about erroneous personal information floating around the global databases, ruining your chances of getting preferred credit card and low mortgage rates? Check your credit report online at www.annualcreditreport.com. You’re permitted one free report per year. Find out if bad checks have been made in your name at www.consumerdebit.com . And while you’re at it, make sure your Social Security Benefits Statement accurately reflects your true earnings: www.ssa.gov.
Last but not least, get the family organized. Signup for a Web-based organizer like www.Airtset.com and www.backit.com. Google and Yahoo offer solutions, too. And many of these group calendaring services include cool features, like password protection and SMS alerts.
Have fun! Let me know if I can help with anything.